PSALTER 46 Investment Services ™

The Risk Acceptance Investment Quiz 

Keep your risk score in mind as you read through our offers. If you are a reactionary conservative, you should oppose the temptation to put much money into higher investments, even though they may sound promising. As an investor, you only want some assets in the safest gambles. If you are a moderate-risk investor, invest more money into the longer-term strategies offered. As long as you prudently value the level of risk you are taking.

For high-risk investors, allocate more of your money to the apex of the Investor’s Blueprint of Disbursement Form Portfolio Foxtrot. Whenever you stand on the risk spectrum, remember that dealing with your finances, in general, and investing, in particular, is not only about maximizing the number of dollars in your pocket. Finding your financial comfort zone to feel psychologically secure about your decisions is crucial. It is no use to become wealthy if you die from attaining your wealth, albeit your heirs might disagree!

At this point, you should realize that you will have to take calculated risks to attain your financial goals, which means you are uncomfortable doing it. The PSALTER 46 Quiz to Establish Your Risk Acceptance gives insight into how much trouble you are willing to take. When answering each question, give yourself one point for answer one, two points for answer two, three points for answer three, and up to four for answer four. After which, add the points to see what kind of risk-taker you are.Think carefully before answering. 

You’re Tolerance towards Risk Quiz

a.) If someone made me an offer to invest 17% of my net worth in a deal, he said I had an 81% chance of being profitable. The level of profit would have to be.

1.) No profit level would be worth that kind of risk by me.
2.) Seven times the amount I would invest.
3.) Three times the amount I would spend.
4.) At least as much as I have invested in the first place.


b.) How comfortable would you be assuming a $12,000.00 debt to achieve a $30,000.00 gain over the next 17 months?

5.) Wholly ill at ease, I would on no account do it.
6.) Somewhat uneasy, I would almost certainly never do it.
7.) Somewhat comfortable, I might do it.
8.) Incredibly comfortable, I would leap at the likelihood of doing it.


c.) You are holding a sweepstakes ticket that has gotten you into the finals, where you have a one-in-three chance of winning $2,000,000.00. Three people offer you the money below for your ticket before the drawing. What do you choose?

9.) $25,000.00
10.) $50,000.00
11.) $100,000.00
12.) I am willing to take my chance on the sweepstakes.


d.) You have spent more than $1,000.00 on one or more of these activities over 18 months, professional sports gambling, leisure betting, poker, basketball games, and partake in casino gambling.

13.) I have no involvement in any of these activities.
14.) I have been a factor in these events only a few times.
15.) I have shared in one of these proceedings in the 12 months.
16.) I participated in two or more of these activities in the last 18 months.


e.) You must decide where to invest a large sum of money at any time.

17.) I delay the decision.
18.) I converse with friends and relatives to help me decide.
19.) I share the decision with my spouse after a discussion with my financial adviser.
20.) I am educated enough to decide on money matters.


f.) If a stock you bought had doubled in the last 12 months after you purchased it. What would you do?

21.) I would sell all my shares.
22.) I would sell half of my stocks and keep the remaining balance.
23.) I would not sell any of my shares.
24.) I would buy more of the increasing stock shares.


g.) Which of the following describes how you would make investment decisions?

25.) Not at all on my own.
26.) Now and then on my own.
27.) With my spouse.
28.) Always on my own.


h.) How do you rate yourself as an investor?

29.) I could be a better investor.
30.) I consider myself a typical investor and have some knowledge.
31.) I am better than average, know the risk, and have the required experience.
32.) I am well educated in the theme of investments. I have the necessary skills, am familiar with the possibility of loss, and am willing to take the high risk; I know the rewards it would bring.


i.) My investment is successful mainly because.

33.) I put careful forethought into the investment to avoid the danger of capital loss, with a modest amount of money and a moderate amount of cash in my investment portfolio.
34.) I am not a natural risk-taker; I am satisfied with a sure thing that brings a small return.
35.) I carefully planned out my investment portfolio and diversified it.
36.) I plan out my portfolio, look at my risk options, and use diversification. High risk is one of my investment options in diversification for high-yield returns. I only sometimes follow traditional investment options; however, I have seen new startup companies with new innovative ideas that can bring in a good market share to secure my investment with them to whom I put my IO.


j.) You have a high-yielding certificate of deposit about to mature. And interest rates have dropped so much that you feel compelled to invest in something with a higher yield. The most likely place that you would invest the money would be.

37.) United States Saving Bonds.
38.) A traditional short-term investment with low yields.
39.) A long-term investment with high-yield rewards.
40.) Search for a startup company that can marvel your return.


Total Risk Tolerance Score: ____________

0-19  Answer

20-29  Answer

30-39  Answer


It is time to analyze your answers to the questions on risk tolerance, which will allow an assigned point value indicating the relative amount of risk you are willing or able to assume. Match the corresponding numbered answer assessment to determine your risk capacity profile, and the explanation explained to the type of allowable investment that fits you. Click on the number value indicated below that outlines you.

Investing is more than just saving for the future. It’s about growing your money to create a better life for you and your family. The more you invest, the more it compounds over time—and the faster your wealth grows.


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